A Hand-Up to Financial Health

When ‘Life Happens!' – through the best and worst of times . . . and everything in-between, our local Jewish community can depend on Hebrew Free Loan Association of San Antonio for a financial hand-up.

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0% Loans — Help for every stage of life

Like all Free Loan Societies, HFLA-SA's foundation is based on essential Jewish principals: Acts-of-Loving-Kindness, Tzedakah and the Mitzvah of assisting others. Following these core values, our organization provides interest-free loans to help people achieve or maintain financial stability. By extending a “hand-up”, HFLA-SA offers hope and meaningful opportunities for brighter futures.

For more than 90-years, HFLA-SA has assisted countless people in their endeavors to overcome financial challenges and realize dreams. We look forward to continuing and expanding our 0% loan programs.

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When you make a tax-deductible donation to Hebrew Free Loan of San Antonio, your generosity helps make a difference in the lives of friends and neighbors among San Antonio's Jewish community. Your contribution allows HFLA-SA to continue making dreams come true, helping people attain higher educations, overcome financial challenges and become more self-sufficient.

In addition, your donation is the “gift that keeps on giving.” As each HFLA-SA loan is repaid, those funds become available for other borrowers. That means your gift will help members of our Jewish community for many years-to-come.

Our agency's ability to provide meaningful assistance through interest-free loans depends on your goodwill and support. In addition to monetary contributions, there are other important ways you can help us fulfill our mission. Get involved, and spread the word, volunteer your time, or use your expertise to help one of our committees. Anything, and everything, you do truly does make a difference!

HFLA-SA Loan Opportunities

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General Purpose

Offering support throughout life-cycles, when events happen – large or small – planned or unplanned – anytime budgets are burdened. These “Oys & Joys Loans” cover most situations, making this our most frequently utilized program.

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Today, more than ever, advanced learning is critical for enabling future success and financial independence. This program is specifically designed to help post-high school students alleviate stress over academic expenses, allowing them to remain focused on building brighter tomorrows.

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Special Situation

This program is for unique circumstances which require borrowing flexibility - in terms of loan amount, cosigner rules and/or repayment terms. With additional due diligence, these loans can be individually tailored to meet extraordinary needs.

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HFLA- SA in Local Synagogues

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We have 0% loans for:
  • Emergencies

  • Life-Cycle Events

  • Higher Education

  • Jewish Life Enhancements

  • Major Repairs

  • Healthcare Expenses

  • Childcare – Eldercare

  • and much, much more.

If you, or someone you know, needs assistance, please call us at 210-736-4352.

This Friday and Saturday (February 5 – 6), during Shabbat Mishpatim, members from our Board of Directors will join Rabbis to help spread-the-word about HFLA-SA and our 0% loans to congregants at area synagogues, explaining our special link with the weekly Torah portion.


Mishpatim is a section in the Book of Exodus, directing Jewish people to make loans to help fellow Jew - but to “not extract interest”. The Hebrew Free Loan of San Antonio was founded in 1924, based on this mandate, and remains committed to providing interest-fee loans to foster self-sufficiency – with dignity and self-respect.


Thanks to the support of volunteers and generous donors, for more than 90-years, HFLA-SA no-interest loans have helped countless members of our Jewish community, enhancing lives by extending a financial hand-up for life’s “Oys and Joys” – and everything in between. We maintain a 98% repayment rate, which allows us to recycle funds, re-using money from one borrower to another. However, with current need and the exponential growth in our loan programs, now, more than ever, we need community support. Tax deductible gifts will be utilized to help HFLA-SA make lasting differences in the lives of fellow Jews.

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If you’d like to learn more about the connection between HFLA-SA, Mishpatim, Tzedakah and Mitzvot, please view this video.